Real Estate In The District – The voice of reason in DC real estate

Condo associations and HOAs are being told to save more money. But a 1980 tax is making that more difficult than it should be in 2026. TThe message is amplifying just about everywhere. Aging buildings need larger reserves. Insurance costs and deductibles are rising. Deferred maintenance has become a lending issue. Fannie Mae and Freddie Mac are tightening condominium project standards, including a new 15% standard reserve contribution requirement taking effect in 2027. Yet a tax rate set in 1980 is still adding to the debit column in 2026. The 30% Tax on HOA and Condo Reserve Earnings Homeowners associations … Keep Reading

Condo Association Taxes, condo financing, Condo Reserve Funds, Condo Reserves, Fannie Mae, Federal Tax Policy, Form 1120-H, Freddie Mac, HOA Reserve Funds, HOA Reserves, HOA Taxes, outdated condo tax, Section 528

September 18, 2026

2026 POST Blog

Has “Too Big to Fail” Become Ubiquitous?

SusanIsaacs

The country’s largest financial institutions have become so enormous and connected that allowing one to collapse could threaten the entire system.

Dodd-Frank, Financial Regulation, Private Credit, Systemic Risk, Too Big to Fail

September 9, 2026

2026 POST Blog Condos Fannie And Freddie Homebuyers

Why Your Condo Purchase May Fail Due To The Association’s Insurance Policy

SusanIsaacs

You’re a condo buyer. You have excellent credit, plenty of income and a solid down payment. But you still can’t get a conventional mortgage on the unit you want to purchase. It’s not you, it’s them.

condo financing, Condo Insurance, Condo Reserves, Condo Warrantability, Condominium Associations, DC Condo Buyers, dc condos, Fannie Mae, Mortgage Financing