HPAP, DC’s Home Purchase Assistance Program, is raising the maximum assistance limit residents can receive to cover down payment and closing costs.  Beginning October 1 2022, an increase from $80,000 to $202,000. will take effect.

HPAP is the program that helps first-time homebuyers cover their down payment and closing costs. To qualify, you must be a household making below 50% of the Median Family Income, which is about $71,000 for a family of four. Other requirements can be found HERE[/vc_column_text][vc_column_text uncode_shortcode_id=”203510″]To be eligible for HPAP assistance, you must meet the following criteria:

• Be the head of the household and a first-time homebuyer.

• Be a very low-to-moderate income resident, based on DHCD standards. (See the separate HPAP Homebuyer Assistance Table.)

• Have a good credit rating.

• Have no ownership interest in any residential real estate within three years before applying.

• Purchase a home within the District.

• Use that home as your primary residence. DHCD prioritizes applications based on the following:

• Low-income, elderly, disabled or displaced District residents

• Other District residents

• Non-residents who have been employed in the District for one year before applying  District residents always are the priority for HPAP assistance. HPAP accepts applications from non-residents, but they only will be processed when there are no pending applications from District residents. Applicants may qualify for deferred payments for five years, or until they move or the home is sold. The HPAP website has not yet been updated for the change as of this writing.

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