THOSE HOUSE-HOARDING BOOMERS PT 2

THOSE HOUSE-HOARDING BOOMERS PT 2

How America Built And Rigged The Housing Ladder When I began researching this post, I thought I knew where it would end. I was sure Baby Boomers had been unfairly blamed for America’s housing crisis. Then one citation led to another. A week later, I wasn’t just...
THOSE HOUSE-HOARDING BOOMERS PT 2

THOSE HOUSE-HOARDING BOOMERS

I keep reading about Boomers hoarding America’s housing stock. Housing debates increasingly pit generations against one another. After reading countless claims that Baby Boomers are “hoarding” America’s homes, I wanted to step back from the rhetoric and examine...
SHOULD CONDO FEES BE ESCROWED?

SHOULD CONDO FEES BE ESCROWED?

Should Condo Dues Be Escrowed? New GSE Rules Call Attention To The Importance Of Condo Dues For decades, mortgage lenders have routinely escrowed two housing expenses: property taxes and homeowners insurance. The reason is straightforward. If property taxes go unpaid,...
WHY HOUSING STARTS HAVE FALLEN

WHY HOUSING STARTS HAVE FALLEN

Housing Starts Have Fallen And They Can't Get Up If you want to understand the future of American housing, start by picturing a market that’s toppled over and despite a few heroic efforts just can’t seem to get back on its feet. U.S. housing starts have fallen for...
WHY HOUSING STARTS HAVE FALLEN

CPI, JOBS AND RATES: THE FED’S DILEMMA

CPI, Jobs And The Fed's Dilemma At the Federal Reserve’s June 16-17th meeting, the benchmark rate held, but the central bank signaled forthcoming hikes. The Fed held the range of 3.5% to 3.75% in a unanimous vote. But nearly half of the Board of Governors’...
WHY HOUSING STARTS HAVE FALLEN

JOB CUTS AND HOUSING IN THE DMV

Job Cuts And A Softening DC Housing Market The DMV region lost more jobs than any other major U.S. metro area in 2025. Unemployment rates have risen sharply, especially in the District of Columbia. While private sector job growth accelerated across much of the nation,...
VIRGINIA OKS ADUs ON ALL SINGLE FAMILY LOTS

VIRGINIA OKS ADUs ON ALL SINGLE FAMILY LOTS

Virginia Passes Statewide ADU Law: What You Need to Know Before July 2027 Virginia’s approach to housing is about to change in a big way, but many homeowners aren’t aware of just how sweeping these changes will be. With the passage of Senate Bill 531 in April 2024,...
THE NEW CONDO FINANCING CHECKLIST

THE NEW CONDO FINANCING CHECKLIST

DC CONDO GUIDE: YOUR 2026 CONDO MARKET DOOMSCROLL Fannie Mae has released the first in a series of changes to conventional financing approvals for condominiums and they, combined with DC’s poorly-drafted B 26-0495 bill making its way to a city council vote, may...
MORTGAGE RATES MATTER. RESILIENCE MATTERS MORE.

PEPCO SHUTOFF PAUSE AND DATA CENTERS

Rising Electric Rates In The District District residents are seeing significant increases in their monthly electric bills thanks to a 2024 hike by Pepco that an appeals court just vacated due to lack of due diligence on the part of the D.C. Public Service Commission,...